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205+ Resources for Free or Low Cost Veterinary Care

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Pets can be quite the expense, as you probably already know.

But aside from feeding, grooming and buying all of the necessary expenses, it’s almost certain there’s going to come a time when your beloved pet needs to go to the vet’s office.

And with some vet bills easily reaching into the hundreds of dollars, if not thousands, I can understand why many have a hard time affording the bill.

Yes, while some vet offices can set up a payment plan to ease the financial pain, for some, it could be next to impossible to afford the bill.

So, in today’s post, I wanted to talk about the many ways you can find a cheap vet near you that won’t cost you a fortune and get you help with your vet bills!

How to Find Cheap Vets Near You

Check out a Local Veterinary School

A local veterinary school, much like a dental school or even beauty school, can offer the same services your local vet office offers but a discounted rate.  Schools offer these lower rates as an incentive to bring your pets in so that the students can learn while on the job.

And yes, while your pet will be taken care of by a current veterinary student, all procedures will be carefully monitored by an experienced veterinarian, so your pet will be in good hands.  It’s going to be just as good as a local vet’s office.

Now, there could be a few problems if you do decide to choose a veterinary school.

For one, veterinary schools are often spread thin, simply meaning that you may have to drive 100+ miles to find a university.  Most states only have one accredited veterinary school as you can see in my table below.

Secondly, the wait list could be quite long as hundreds of other people could be looking for care as well.  As you imagine, this isn’t a great scenario if your pet needs help right away.  This isn’t always the case, however.

I only recommend a local veterinary school if you’re willing to make the drive and can get an appointment within a few days.  You’re going to receive the same care; in fact, in some cases, you could receive better care as these schools are often equipped with the latest and greatest technological gadgets.

To find a local veterinary school near you, click on your state below for more information and then follow the URL to find a link to their clinic.

Auburn University
College of Veterinary Medicine

Tuskegee University
School of Veterinary Medicine
Midwestern University
College of Veterinary Medicine
University of California
School of Veterinary Medicine

Western University of Health Sciences
College of Veterinary Medicine
Colorado State University
College of Veterinary Medicine and Biomedical Sciences
University of Florida
College of Veterinary Medicine
University of Georgia
College of Veterinary Medicine
University of Illinois
College of Veterinary Medicine
Purdue University
College of Veterinary Medicine
Iowa State University
College of Veterinary Medicine
Kansas State University
College of Veterinary Medicine
Louisiana State University
School of Veterinary Medicine
Tufts University
School of Veterinary Medicine
Michigan State University
College of Veterinary Medicine
The University of Minnesota
College of Veterinary Medicine
Mississippi State University
College of Veterinary Medicine
University of Missouri-Columbia
College of Veterinary Medicine
Cornell University
College of Veterinary Medicine
North Carolina State University
College of Veterinary Medicine
The Ohio State University
College of Veterinary Medicine
Oregon State University
College of Veterinary Medicine
University of Pennsylvania
School of Veterinary Medicine
University of Tennessee
College of Veterinary Medicine

Lincoln Memorial University
College of Veterinary Medicine
Texas A&M University
College of Veterinary Medicine & Biomedical Sciences
Virginia Tech
Virginia-Maryland Regional, College of Veterinary Medicine
Washington State University
College of Veterinary Medicine
University of Wisconsin-Madison
School of Veterinary Medicine

Source:  AVMA

Consider a National Organization

There are a variety of national organizations that may help you with your vet care but do keep in mind that each of these organizations are independently owned and have their own rules and guidelines.  Therefore, you will have to investigate the organizations I list below for more information and to see if they are accepting incoming applications.

Also, don’t be discouraged if you find a waitlist as these organizations are often bombarded with applications.  In some cases, I saw that some organizations received up to 200 calls a day!

In the end, I don’t want to be the bearer of bad news, but it’s going to be very hard to find an organization that has the funds available right now.

And yes, while these organizations want to help you, it’s next to impossible for most to help as requests often far outweigh the donations coming in.

AVMF Veterinary Care Charitable Fund

Created by the American Veterinary Medical Foundation, this fund was designed to provide veterinarians with a simple way to help their clients who are facing personal hardships and depending on your circumstances, care may be available for low-income senior citizens, disabled veterans, rescue dogs and/or victims of domestic violence.  Now, this fund doesn’t provide funding to individuals; rather, requests must come directly from a licensed AVMF member veterinarian

Big Hearts Fund

As the name implies, the Big Hearts Fund helps with financial assistance for pets diagnosed or currently undergoing canine and feline heart disease-related procedures only.

Diabetic Cats In Need

Diabetic Cats In Need has been helping diabetic cats since 2009.  On a mission to keep diabetic cats in their original homes, regardless of income levels, you can request help via the organization’s assistance program, getting help with insulin, testing supplies and limited vet care.

Dylan’s Hearts

Founded in 2013, Dylan’s Hearts will help pet owners in need as long as their pet has a life-threatening, critical injury and/or illness that requires a specific treatment.  Applicants are only accepted through an attending veterinarian, with the applicant agreeing to provide updates and photos of the animal as treatment continues.  To apply and learn more about this organization, visit

Frankie’s Friends

Since 2006, Frankie’s Friends has been dedicated to finding cures and saving pets with cancer and other life-threatening conditions.  Financial assistance grants are available to family-owned pets in desperate need of lifesaving emergency or specialty vet care whose caregivers cannot afford full treatment.

Friends and Vets Helping Pets

Friends and Vets Helping Pets, a non-profit organization that receives no state or federal funding, helps pet owners whose income is extremely limited.  Striving to help as many families as possible, they ask that you’re prepared to show financial need.  People are interested in receiving a grant can complete and submit the Initial Qualification Form at

God’s Creatures Ministry

God’s Creatures Ministry gets many requests for help and cannot send more than $50 when they do have the money, but they do encourage you to fundraise in your area.

Handicapped Pets Foundation

The Handicapped Pets Foundation is dedicated to the health and well-being of elderly, disabled and injured pets, donating wheelchairs to pets in need.

Hope Mending Hearts

Hope Mending Hearts provides financial assistance grants to pet owners, with the typical grant ranging anywhere from $100 to $200.  Decisions, as per the foundation, are based upon a variety of factors, including the medical urgency, available funding, pet eligibility and your financial status.

Ian Somerhalder Foundation

In specific cases, individuals who rescued an animal within the last three months may apply for a grant as long as you meet the eligibility requirements.  All animals MUST come from a rescue situation and can be received no later than three months following the adoption.  For more information and how to qualify, visit

International Association of Assistance Dog Partners

If considering this organization, ALL requests must be made by your veterinarian as a written pre-authorization is required.  No more that one request per quarter, with each request meeting the $200 per grant request.   For more information on qualifications and how your veterinarian can apply, visit

Joshua Louis Animal Cancer Foundation

The Joshua Louis Animal Cancer Foundation, an all-volunteer, 501(c)(3) non-profit organization, was created to help families in need whose pet currently has cancer.  And since the organization is a group of volunteers, almost all donations go directly to the animals.

Magic Bullet Fund

If your dog has cancer and cannot afford the treatment, then the Magic Bullet Fund may be able to help, but assistance is for cancer treatment fees and dogs only.  To read more about the organization as well as the restrictions, refer to this application page.

Mosby Foundation

The Mosby Foundation helps take care of critically sick, injured, abused and neglected dogs through financial support.  There is no help for diagnostics, general and/or routine vet, however.  Follow the link to apply and read the organization’s guidelines.

Onyx & Breezy Foundation

According to the official website, the Onyx & Breezy Foundation provides funding and support for a variety of options, including food, medicine, supplies, medical hardship and so much more. 100% of ALL contributions will be directed to help fulfill the goals of the foundation.

Paws 4 a Cure

Paws 4 a Cure is a nonprofit organization that helps pet owners all over the United States who cannot afford veterinary care.  To download an application and learn more about their organization, you can do so at

Pet Assistance, Inc.

PAi aims to keep pets in their home, even in times of medical crises.  And since it’s a lot cheaper to pay emergency vet bills than send a pet off to a shelter, this top-rated non-profit organization can help provide financial aid based on the urgency, prognosis and financial need.  To apply, you can read more information on how to do so at

Pet Fund

The Pet Fund was founded in 2003 as a nonprofit dedicated to pet owners who could not afford veterinary care.  As of now, they only work with pet owners seeking non-basic, non-urgent care help, such as cancer treatment, chronic conditions, endocrine diseases, eye diseases, etc.  For more information, visit

Pets of the Homeless

Pets of the Homeless is the only national organization that’s able to help feed and provide vet care to pets of the homeless.  If you’re currently homeless, it could a wonderful organization to contact.

Pit Bulls Against Misinformation

Even though pit bull is in the name, this organization does help dogs of any breed.  While the organization’s primary function to help cover the costs of a life saving veterinary procedure, they may be able to help with euthanasia or a spay/neuter as well.  Visit for more information on how to apply.


RedRover helps animals from a variety of situations, including disasters, neglect, domestic violence and animals with life-threatening illnesses.  With a few grant options available, financial assistance is available for lifesaving care to those who qualify.

Rose’s Fund

The main goal of Rose’s Fund to help as many pet owners as possible and provide as much assistance as necessary.  The fund helps with life-threatening illnesses and injuries; an illness, injury or condition that requires immediate medical attention; or a veterinarian’s prognosis that indicates a positive outcome.

Shakespeare Animal Fund

The Shakespeare Animal Fund primarily offers funds to those on a fixed income or below the general federal poverty guidelines.  You can review the application and guidelines at


SpayUSA connects pet owners with more than 1,500 low-cost clinics and sterilization programs throughout the United States.  While this organization cannot help you financially, they can help refer you to the right clinic in your area with their free search tool.  Use this tool if you’re looking for a low-cost spay/neuter option.

Local Options

Aside from the national organizations mentioned prior, there are a wide variety of organizations that work with local residents only.

And since there are SO many, I went ahead and created a table, listing the organizations in the states they work with.

Like the national organizations, it’s up to you to figure out who they help and what restrictions apply.  I would love to create a description for each, but as you can imagine, it would take me HOURS.

In short, some may only work with certain cities, whereas other organizations can only help with certain conditions.  They will all have their own rules and guidelines, but for the most part, they will list these restrictions on their main website as well as an application you can fill out electronically.

If you know of any other organizations, do let me know and I will add them to the list.

To use this list, click the plus sign next to your state to see a list of organizations I found in your state.  Again, please search the name for more information.

Alabama Animal Adoption Society
Alabama Animal Alliance Spay/Neuter Clinic
The Animal Friends Humane Society
Alabama Veterinary Medical Association
American Veterinary Medical Foundation
Friends of Cats and Dogs Foundation
Huntsville Animal Service
Macon County Humane Society
Mobile SPCA
Shelby Humane Society
Alaska SPCA
Friends of Pets
STOP the Overpopulation of Pets
Straw for Dogs
Altered Tails Barnhart Clinic
Animal Guardian Network
Arizona Animal Welfare League & SPCA
Chuck Waggin’ Pet Food Pantry
Empty Bowl Pet Food Pantry
Lost Our Home Pet Foundation
Pets in Need Action League
Scottsdale P.E.T.
All About Labs
Bella Vista Animal Shelter
Fuzzy Hearts Animal Rescue
Humane Society of Saline County
Out of The Woods Rescue and Referral
The ACME Foundation
Actors and Others for Animals
Animal Assistance League of Orange County
Animal Health Foundation
Bad Rap
California Department of Social Services Assistance Dog Special Allowance (ADSA) Program
Cats in Need (of Human Care)
The Chester Foundation
Compassion without Borders
FACE Foundation
Friends of Long Beach Animals
Haven Humane Society
Helen Woodward Animal Center
Humane Society of San Bernardino Valley
Keep Your Pet
LA Animal Services
Marin Humane Society
Mercy Crusade’s Spay and Neuter Clinic
Mojave Desert Animal Rescue
Mountains’ Humane Society
Napa Humane
Ohlone Humane Society Special Assistance Program
Palo Alto Humane Society
Pasadena Humane Society & SPCA
PAWS San Francisco
Peninsula CatWorks
Pet Assistance Foundation
Pet Orphans of Southern California
Placer SPCA SOS Program
Rescuing Unwanted Furry Friends (RUFF)
Riverside County Department of Animal Services
Sacramento SPCA
The Sam Simon Foundation
Sammie’s Friends
San Francisco SPCA Animal Hospital
Santa Cruz SPCA
Santa Maria Valley Humane Society
Sequoia Humane Society
Marin Humane Society
Spay Neuter Animal Network (SPAN)
SPCA for Monterey County
Tony La Russa’s Animal Rescue Foundation
Voice for the Animals Foundation
Ark-Valley Humane Society
The Cartwright Foundation
Cat Care Society
Colorado State University Companion Care Fund
Colorado State University Pets Forever Program
Denkai Animal Sanctuary
Every Creature Counts
The Feline Fix
For Pets’ Sake Humane Society
Fort Collins Cat Rescue & Spay/Neuter Clinic
Friends of the Aspen Animal Shelter
Humane Society of Pagosa Springs
League for Animals and People of the Summit (LAPS)
PetAid Colorado
Connecticut Humane Society
The Friends of Windsor Animal Care and Control Inc.
Milford Animal Control
STARelief and Pet Assistance
Delaware Humane Association
Delaware Office of Animal Welfare
Delaware SPCA
Faithful Friends, Inc
Forgotten Cats, Inc
Alachua County Humane Society
American Veterinary Medical Foundation
Animal Coalition of Tampa (ACT)
Animal Emergency Hospital of St. Johns
Bright Paw Pet food Bank
Central Brevard Humane Society
Collier Spay Neuter Clinic
Fairy Tail Endings, Inc.
First Coast No More Homeless Pets, Inc.
Frankie’s Friends
Humane Society of Broward County
Humane Society of Pinellas
Humane Society of Tampa Bay
The Humane Society of Vero Beach and Indian River Co.
Pasco Animal Welfare Society (PAWS)
Pet Project for Pets
SPCA of Central Florida
SPCA Suncoast
SPCA Tampa Bay
SPOT Low Cost Spay/neuter Clinic
St. Francis Animal Hospital
TLC PetSnip, Inc.
You Can Make a Difference, Inc.
Daffy’s Pet Soup Kitchen
Georgia Animal Project
Humane Society of South Coastal Georgia
PALS: Pets Are Loving Support
PAWS Atlanta
Stopping Pet Overpopulation Together (SPOT)
Hawaiian Humane Society
Hawaii Island Humane Society
The Neuter Scooter
Humane Society of the Palouse
Idaho Humane Society
Lewis Clark Animal Shelter
Spay Neuter Idaho Pets (SNIP)
Anderson Animal Shelter
Animal Care League
Animal Protective League
The Animal Welfare League
The Anti-Cruelty Society
Best Buddies Pet Pantry
Blessed Bonds
Brown Dog Foundation
DuPage County Animal Care and Control
Humane Society of Southern Illinois
National Animal Welfare Society
PAWS Chicago
Quad City Animal Welfare Center
The Quincy Humane Society
South Suburban Humane Society
Spay Illinois
Tree House Humane Society
Winnebago County Animal Services
Best Buddies Pet Pantry
Brown County Humane Society
City of Bloomington Animal Shelter
Hamilton County Low Cost Clinic
Kokomo Humane Society
Monroe County Humane Association
The Neuter Scooter
Partners for Animal Welfare Society, Inc.
Vanderburgh Humane Society
Brown Dog Foundation
Capitol Area Animal Response Team
Iowa Humane Alliance/Spay Iowa
The Pet Project Midwest
Southwest Iowa Humane Society
Great Plains SPCA
Humane Society of Greater Kansas City
Pet Assistance Network of Topeka
The Pet Connection
Anderson Humane Society
Animal Refuge Center
Bowling Green Warren County Humane Society
Friends of the Shelter
Friends of the Shelter
Barren River Animal Welfare Association
Holly’s Place
Hope for Pets
Humane Society Animal League for Life
Humane Society of Oldham County
Kentucky Humane Society
Scott County Humane Society
Baton Rouge Spay/Neuter
Cat Haven
Lafayette Animal Aid
Louisiana SPCA
Spay Baton Rouge
Southern Animal Foundation
St. Martin Humane Society
The Spay Spa
The Animal Welfare Society
Bar Harbor Food Pantry
Camp Bow Wow
Catholic Charities of Maine
Greater Androscoggin Humane Society
Hardy’s Friends
Helping People, Helping Pets
Maine Low Cost Spay/Neuter Program
Paws for a Cause
Victor Grange at the junction of Routes 104 and 23 in Fairfield Center
SPCA of Hancock County
Spay Maine
Sullivan Animal Food Eatery
York County Shelter Programs
Animal Advocates of Howard County
Animal Welfare League of Montgomery County
The Animal Welfare Society of Howard County
Baltimore Humane Society
Caroline County Humane Society
Frederick County Humane Society
Humane Society of Charles County
Montgomery County Humane Society
Spay Now, Inc.
SPCA/Humane Society of Prince George’s County, Inc.
Talbot Humane Society
Thankful Paws, Inc.
Angell Animal Medical Center
Dakin Pioneer Valley Humane Society
Fairy DogParents
Phinney’s Friends; MSPCA
The Sampson Fund
Southborough Pet food Pantry
Tufts Cummings School of Veterinary Medicine
All About Animals Rescue
Cascades Humane Society
C-SNIP: Kentwood
Furever Full Food Bank
Furry Friends Food Pantry
Humane Society of Genesee County
Humane Society of Huron Valley
Humane Society of South Central Michigan
K9 Resque
Little Traverse Bay Humane Society
Luce County Pet Pals
Michigan Humane Society
Mission for Area People
Northeast Community Lutheran Church, Little Kitchen Food Shelf
Oakland County Pet Adoption Center
Tail Wagger’s 1990
Waggin’ Tails Dog Rescue
Camp Companion
Kindest Cut
Minnesota Spay Neuter Project, Inc.
Mission Animal Hospital
Northeast Community Lutheran Church
Northland Spay/Neuter
PetCare of Duluth
Pet Haven
Tri-County Humane Society
Humane Society of South Mississippi
Mississippi Spay and Neuter
Animal Protective Association of Missouri
Central Missouri Humane Society
Humane Society of Missouri
Humane Society of Southeast Missouri
Missouri Humane Society
Operation SPOT
Pound Pals Nooterville
St. Charles County Humane Services
Spay Neuter Assistance Program (SNAP)
Spay Neuter Kansas City
Stray Rescue of St. Louis
Beartooth Humane Alliance
Bitter Root Humane Association
Humane Society of Western Montana
Kootenai Pets for Life
Rimrock Humane Society
Hearts United for Animals
Lincoln Animal Ambassadors
Nebraska Humane Society
Nevada Humane Society
Shakespeare Animal
Spay and Neuter Center of Southern Nevada
New Hampshire
Cocheco Valley Humane Society
Manchester Animal Shelter
New Hampshire Humane Society
Pope Memorial SPCA
Upper Valley Humane Society
New Jersey
A Purrfect World
Animal Alliance
Companion Animal Advocates
Friends of Randolph Animal Pound (All Our Orphans)
New Jersey Animal Rights Alliance
Oakland Animal Hospital
One Step Closer Animal Rescue (OSCAR)
PetPALS of Southern New Jersey
Save U.S. Pets Foundation
New Mexico
ACTion Programs for Animals
Animal Humane Association of New Mexico
Animal Village New Mexico
Casa Rosa Food Pantry
Espanola Valley Humane Society
Santa Fe Animal Shelter
Vet Co
New York
Episcopal Diocese of Western New York
Baxter Pet Pantry
Beyond Breed’s Ruff Riders
Black Dog, Second Chance Rescue Food Pantry for Pets
Frankie’s Friends
Hudson Valley Pet Food Pantry
Lollypop Farm, The Humane Society of Greater Rochester
Rochester Hope for Pets
Operation Pets
Pet Food Pantry Auburn
The Shamrock Animal Fund
North Carolina
Animal Compassion Network
Animal Protection Society of Durham
Community Partnership for Pets
Forsyth Humane Societyce)
Friends of Madison County Animals
Friends of Mebane’s Animals
Harnett Animal Welfare Coalition (HAWC)
Haywood Animal Welfare Association
Humane Alliance
The Humane Society of the Piedmont
Spay Neuter Charlotte
SPCA of Wake County
Watauga Humane Society
Wayne County Humane Society
North Dakota
Circle of Friends Humane Society
Spay Dakota
Angels for Animals
The Bummer Fund
Humane Ohio
Jake Brady Memorial Fund
MedVet Good Sam Fund
The Neuter Scooter
Paws with Pride
Pet Guards Clinic
Pets in Need
Pets in Stitches
The Society for the Improvement of Conditions for Stray Animals
Stop the Overpopulation of Pets
Animal Birth Control Clinic
Animal Rescue and Care of McCurtain County
Best Friends of Pets
Central Oklahoma Humane Society
Humane Society of Grove and Grand Lake
Humane Society of Tulsa
Oklahoma City Animal Shelter
Oklahoma City Animal Welfare Division
Pet Food Pantry of Oklahoma City
Poteau Valley Humane Society
Spay Oklahoma
Volunteers for Animal Welfare
Washington County SPCA
Cat Adoption Team
City of Eugene Spookhoo
DoveLewis Velvet Assistance Fund
Humane Society of Central Oregon
Lane County Animal Services
The Neuter Scooter
Oregon Outback Humane Society
The Pongo Fund Pet Food Bank
Willamette Animal Guild
Willamette Humane Society
ACCT Philly
Action for Animals Humane Society
Animal Care & Assistance Fund
Animal Food Bank of the Lehigh Valley
Animal Friends
Animal House Project
The Animal Rescue of Western Pennsylvania
Delaware County SPCA
Forgotten Cats, Inc.
Humane Society of Harrisburg Area
Humane Society of Westmoreland County
Sam’s Hope
Spay/Neuter Assistance Program, Inc.
Washington Area Humane Society
Western Pennsylvania Humane Society
Wilkes Barre Animal Hospital
Pet Pantry of Lancaster County
Pennsylvania SPCA
Rhode Island
Humane Association of Northwestern Rhode Island
Providence Animal Rescue League
Rhode Island Veterinary Medical Association
RIVMA Companion Animal Foundation
Volunteer Services for Animals
South Carolina
Charleston Animal Society
Humane Society for the Prevention of Cruelty to Animals
Keep Our Pets Food Bank
Pawmetto Lifeline
Pet Helpers
South Dakota
Brookings Humane Society
Oglala Pet Project
Operation Pets, Inc.
Spay Dakota
South Dakota West River Spay/Neuter Coalition
Brown Dog Foundation
Companion Animal Initiative of Tennessee
Fayette County Animal Rescueplies
Humane Society of Putnam County
Nashville Humane Association
Shepherd’s Green Sanctuary (pigs only)
Young-Williams Animal Center
Animal Birth Control Clinic
Animal Friends of Washington County
Animal Trustees of Austin
Arlington Humane Society
Cause for Paws
DaisyCares Pet Food Program
Dallas Animal Servicese
Helotes Humane Society
Houston Humane Society
Spay Neuter Network
Pet Food Bank of Austin and Travis County
Pet Prevent A Litter of Central Texas
Spay-Neuter Assistance Program
Spay/Neuter Your Pet
Spay Texas
SPCA of Polk County
SPCA of Texas
Texas A&M College of Veterinary Medicine
Texas Coalition for Animal Protection
The Humane Society of Moab Valley
Humane Society of Utah
Pet Samaritan Fund
Frontier Animal Society
Second Chance Animal Center
Vermont Spay Neuter Incentive Program
Angels of Assisi
Animal Welfare League of Arlington
Bedford Humane Society
Capital Animal Care Mobile Spay/Neuter Clinic
Charlottesville-Albemarle SPCA
Fairfax County Animal Shelter
Fauquier SPCA
Franklin County Humane Society
Helping Hands Affordable Veterinary Surgery and Dental Clinic
The Holly Help Memorial Spay/Neuter Fund
Humane Society of Culpeper
Loudon County Animal Care and Control CARE Pet Pantry
Partners Among Cats and Canines
Prince William SPCA
Richmond SPCA
Roanoke Valley SPCA
Shenandoah Valley Spay and Neuter Clinic
Lynchburg Humane Society
Spay, Inc.
SPCA of Martinsville and Henry County
Virginia Beach SPCA
The Virginia Kincheloe Spay/Neuter Clinic
Voices for Animals
Northwest Spay & Neuter Center
Concern for Animals
Cooper’s Legacy Foundation
Forget Me Not Animal Shelter
Humane Society for Seattle/King County
Olympic Mountain Pet Pals
PAWS of Bainbridge Island
Seattle Humane Society
Progressive Animal Welfare Society
Spokane Valley Regional Animal Protection Service
Washington State University College of Veterinary Medicine
Whatcom Humane Society
Whidbey Animals’ Improvement Foundation (WAIF)
West Virginia
The National Humane Education Society
The Dodge County Humane Society
Eau Claire County Humane Association
Fox Valley Humane Society
The Humane Animal Welfare Society of Waukesha
Wisconsin Humane Society
Central Wyoming Spay & Neuter Foundation
Cheyenne Animal Shelter
Wyoming Spay and Neuter

Other Options

Working with Your Vet

If you’re already working with a vet and are considered to be in good standing, talk with your vet to see if they are willing to set up a payment plan to help ease the financial burden.  In some cases, they may be able to spread out the payments or even refer you to a low-interest loan program.  A $600 bill spread out over the year could be about $50 a month, a much more affordable option.

Aside from the payment plan idea, consider getting a second opinion, even if you feel loyal to your vet.  Yes, you probably need to pay another consultation fee, but some vets may have other ideas as to ways to treat your pet in a less expensive way.  If at all possible, consider a vet in a less expensive area as smaller towns often charge cheaper rates due to the cost of living.

And lastly, while it’s a stretch, see if you can perform a service to help your vet out and exchange your time for vet bills.  This could include cleaning kennels, answering the phones or assisting the front desk, for example.  A good vet is always willing to help you, so it doesn’t hurt to ask!

Call Your Local Animal Shelter or Humane Society

If you feel as if you’re running out of options and none of the above mentioned make sense for your situation, then you may want to consider calling your local Humane Society or animal shelter to receive specific resources for your locality.

In most cases, a representative with the group should be able to point you in the right direction.

And in some circumstances, these animal shelters or the Humane Society may have a vet on staff who may be able to perform the services at a discounted rate.

To find a Humane Society or shelter, refer to this search engine.

Comparison Shop

Do you already know the procedure your pet needs?

If so, most vet offices will be more than willing to discuss quotes over the phone, saving you the trouble of actually going to one in person.

Check out Yelp or even search “cheap vets near me” to start your comparison search.

Consider a Loan

Even if you don’t have the greatest credit, there are still loan options that you may want to consider, one being CareCredit — a very reputable organization that focuses on health care, including veterinary care.

Different from a credit card, CareCredit lets you pay out-of-pocket expenses that are not covered by your pet insurance policy with shorter financing options.  And best of all, as long as you make the minimum monthly payments and pay the full amount by the end of the promotional period, you pay NO interest!

To see if you’re approved, you can get an instant answer by applying at

And if you don’t have luck with CareCredit, consider personal loan aggregators, such as TakeLend, that search up to 100 lenders to find you the best rate, regardless of your financial past.  This could be a decent option if you need a short-term loan.

Final Thoughts

As you can see, there are hundreds of organizations that are willing to help, but sadly, most of these great organizations are unable to help 95%+ of those who apply simply because they do not have enough funds.

Now, while I don’t discourage you from applying, I just want you to keep this in mind so that you’re not frustrated when applying and never hearing back.

As a reminder, always make sure you read the qualifications as these organizations are very strict as to who they can help.  Also, make sure you can prove your financial situation as well to greatly increase your odds of receiving a grant.

Apply to as many as you can, of course, as long as you qualify and follow up to know where you stand.  In doing so, I really hope you can find the help you need.

Good luck!

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Tom Nathaniel

Hi! My name is Tom Nathaniel, and I created LushDollar to help share my honest thoughts on everything money. You won't find gimmicks here. It's the Internet's most honest money site after all. I graduated from Arizona State University, and I have worked in the finance industry since 2006, consulting with multiple Fortune 5000 companies.

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