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Money Bingo App Review: Should You Download?

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The Money Bingo Huge Real Cash Out app, created by Shang Xiong, is said to be one of the best bingo games where you can win real prizes while playing at no cost.

With more than 1,000,000 downloads and a decent 4.5/5 Google Play review, you may be tempted to download it and see if you can earn some rewards, seeing it has great reviews.  However, I have reviewed so many apps, even some with great reviews, only to find they are not worth your time.

In today’s review, let’s take a deep look at the app and see if it’s worth your time.  As in all of my reviews, I’m 100% honest, only recommending what I feel is worth your time.

Let’s begin!

What is Money Bingo?

Money Bingo is a 100% free bingo game that you can find and download on all Android devices. This game boasts that it provides cash, vouchers, and tangible prizes through its array of bingo tournaments.  At the moment, it is only available for Android devices.

When you download it, there is no need to worry about mandatory in-app purchases, however, like many apps, there are embedded advertisements while you play.

Created by Shang Xiong, as noted, Money Bingo stands as the sole game title from this developer from what I can tell.  And again, it has a decent rating of 4.5 stars on the Google Play Store, however, it’s important to note that several users have reported issues, which obstruct them from claiming their cash rewards.  I will get into this later.

For now, let it be known that a lack of responses from the developer to these negative reviews is a cause for concern. Active engagement and addressing issues are expected behaviors from game developers, yet there has been an absence of communication from their side.

Is Money Bingo Legit?

Right now, I can’t confirm its legitimacy 100%, as I have read countless reviews that make me question the app.  If I had to say, I would say no, mainly based on the reviews I read.

For example, there have been users suggesting that the app sets a minimum of $20 in winnings to cash out, but when players achieve this goal and attempt to withdraw their rewards, the app reportedly crashes, raising the cash out threshold to a higher amount of $200.  This raises a lot of red flags.

How Money Bingo Works

Starting the Money Bingo game is straightforward.

Once you’ve downloaded and opened the app on your device, you’re immediately greeted with a $50 welcome bonus. This can be used as an entry fee for cash tournaments within the app; however, please note there’s no concrete proof that the app actually provides payouts. This initial bonus functions similarly to how bonuses work in other free-to-play bingo games.

The objective of the game is to mark off all the numbers on your bingo card as you would in any bingo game. Pay attention to the caller announcing the bingo numbers, and if any of the called numbers are present on your card, tap on them.

Certain spots on your card may feature special icons, which, when marked off, reward you with additional points.

When you achieve a bingo, which is a fully marked off horizontal, vertical, or diagonal line, tap the bingo button to claim it. Doing so automatically transports you to the lucky wheel, which offers the chance to win even more points and possibly in-app cash.

You’ll have until the timer runs out to complete marking off your card and spin the lucky wheel.

Aside from playing bingo, the app includes the following options as well:


With Money Bingo, you earn virtual “dollars” and coins by fulfilling daily tasks such as playing bingo a certain number of times.


In the section titled “Lucky,” the app provides you with puzzle pieces and other digital items in return for watching videos.


In this section, you have the chance to hit the yellow button to spin and collect various puzzles. These puzzles can be redeemed for attractive prizes like a MacBook Pro, Samsung Galaxy S20, Sony TV, and more.

Friend Referrals

Money Bingo also rewards you with points if you refer friends who engage with videos and complete tasks. Interestingly, you also earn points from the friends that your friends invite.

The app shares 50% with you and 25% of the ad revenue generated by your 1st and 2nd level of friends, respectively. You can view the previous day’s income from your friends on your dashboard.

These points you’ve accumulated from friends can be traded in for cash through PayPal and other payment options. For reference, 100,000 points are equal to 1 USD.

Cashing Out

As for withdrawing winnings, the app states that to qualify for a cash out, you need to have watched 100 ads and been active for seven days.  This is odd since most apps will just let you cash out and you won’t have to jump through any hoops.

It’s important to note that the app doesn’t explicitly say you can cash out simply by winning at bingo. A significant amount of time devoted to watching ads seems to be a requirement for eligibility.  Bingo just seems to be a distraction in the game.

Despite the cash out claims, there isn’t any substantiated proof that this is possible with Money Bingo, and it appears highly unlikely. My findings suggest that the possibility of earning substantial amounts with Money Bingo is virtually impossible, a conclusion also reflected in user reviews. Even if you fulfill all the stated requirements to cash out, the app may still place restrictions on your ability to do so.

Regrettably, Money Bingo doesn’t deliver on its promise of payment. Instead, you might find yourself spending significant time watching ads, without any compensation.  Many Google Play reviews suggest that the game seems to be set up in such a way that meeting the cash-out criteria becomes incredibly difficult.

So, imagine playing the game for a week, and diligently watching 100 videos, but once you’ve done all that, they raise the bar. Suddenly, you have to earn $200 before you can cash out!  This will continue and annoy you to no end.

What’s more, even if you go through the trouble of reaching this new target, they might not pay you a penny.

As you come closer to collecting the required number of puzzle pieces to claim your prize, the game seems to halt providing those crucial pieces. Instead, you’ll mostly receive coins and extra bingo cards that won’t progress your game.

One reviewer, for example, shared that she’s been stuck at $180  for several months. The Google Play store is inundated with such negative experiences.  I have no idea how the rating is higher than a four.

The Terms of Service for Money Bingo states that it should transfer cash rewards to the user’s bank or online account, such as PayPal. However, it also mentions that the provider doesn’t guarantee any profit to the user, implying that nobody has a rightful claim to a specific reward.

What People Are Saying

To confirm my suspicions, I went ahead and summarized as many reviews as I could.  Mainly, the reviews were negative and covered the following:

  • Many share a common issue of not being able to reach the required threshold to cash out.
  • Many were frustrated by the high volume of ads, which often disrupt gameplay.
  • Some players have noticed that when they’re close to earning a reward, opportunities for that reward stop appearing.
  • Several people have found it impossible to cash out, despite reaching the stipulated requirements for doing so.
  • There are reports of game crashes, especially when users are about to earn a reward or reach a milestone.
  • One user reported not receiving a response after sending an email for support.
  • A few users feel deceived as the game initially seems to pay out well, but the rewards decrease or stop altogether as they near the cash out amount.

Again, these were all combined through the Google Play reviews, and you can read them here to confirm.

Final Thoughts

1/10Money Bingo makes some massive claims, but I don’t think you’re going to earn anything.  You will have to watch a TON of ads and most of the reviews, as you can see, lead to nothing, so why waste your time?

While the game in itself seems fun, there’s no evidence of winning any cash prizes.  All you’re doing is supporting this sleazy developer by watching ads and giving them money every time.

In the end, skip out on it and find something else.  There are a lot of bingo games out there that actually pay.  This isn’t one of them.

As always, feel free to comment on your experience below.

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Tom Nathaniel

Hi! My name is Tom Nathaniel, and I created LushDollar to help share my honest thoughts on everything money. You won't find gimmicks here. It's the Internet's most honest money site after all. I graduated from Arizona State University, and I have worked in the finance industry since 2006, consulting with multiple Fortune 5000 companies.

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