MoneyTree Rewards Review: Does it Work?

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The MoneyTree Rewards app is a popular money-making app with more than 500,000+ downloads and a decent 4.5/5 rating on Google Play Store.

To start earning money on this app, you can do so by testing new apps, answering surveys and even watching TV.  In exchange for your time, you can earn points, in which you can cash out for a variety of rewards.

Now, there are a ton of these apps on the market, many of which are bad and are not worth your time; however, some are okay.  You will never get rich, but as long as you have this mindset, you may be happy earning a dollar here or there.

In today’s review, let’s take a gander at the MoneyTree Rewards app.

Whether you’re looking to make more money on your phone or you heard about this app in particular, I downloaded it to let you know if it’s worth your time.

Earning Money

To start making money, you will first have to create an account, which only takes a minute.  They simply ask for your name, the country you live in as well as your gender and birthday.  It appears any country can sign up, however, just because you can sign up, it doesn’t mean you will find a lot of opportunities.  You will always find that some countries will always have fewer options than others.  Please keep this in mind.

Once you sign up, you can immediately sign up, where you’re going to “grow” your money tree.

What makes this app different than most is that you will have to pay close attention to your money tree, as this is how you’re going to grow your balance.  Every time you can “grow,” you will hit the grow button.

As you “level up,” you will see more benefits, such as points boosts, etc.  It’s not much, but it’s something to consider.  I didn’t pay attention to this because it didn’t offer much in value.

To start earning these points, you can do so in a few ways, which include offers, surveys and videos.

The Surveys and Offers

All of your opportunities will be found on your “star” tab, where you can find offers, surveys and videos, almost all of which come from third-party offerwalls.  This means that they work with another provider that supplies them with the offers.  Picture it as a hands-off approach, almost like a partner.

The problem with these third-party offerwalls is that a lot of these apps use these offerwalls, so you’re not going to find much in terms of uniqueness.  While there’s nothing wrong with these options, the problem is that these apps set the rates, so this means that you can find a discrepancy between apps sometimes.  This app, for example, could pay you 20% less than, say, a competitor.  This is why I always recommend you compare apps if you’re serious about using these offers.

Above, you can see an example of what the “offers” look like.  It’s as easy as following the prompts and then completing them to earn the points noted.

For example, if you play Candy Crush Saga and complete level 11, you get 250 points.  If you were to reach level 10 on the “Township” app, you would get 5,000 points.

How Much Are the Points Worth?

MoneyTree Rewards uses a wacky points system, and unfortunately, one point isn’t worth a penny.  Rather, the points value depends on when you cash out.

Let me explain…

If you wanted a $5 cash out, you would need 15,750 points, whereas a $20 cash out would be 50,000 points.

Essentially, every 3,100~ points will be worth about $1.  

It’s not an easy formula, but it should give you a better understanding that a lot of points may not be worth as much as you think.


When you want to cash out, you will need to save at least $5 to start the cashout process.  This is about 15,750 in points.

The nice thing about the app is that they offer some of the better options, such as PayPal, Amazon, Google Play, Xbox and PlayStation.

You will just click on a reward of interest, cash out and then wait up to 48 hours to get your payout.  This is fairly typical of most competitors.

The Pros:

  • the app is very easy to use and navigate
  • customer service seems good
  • legitimate app that does pay
  • only need $5 to cash out

The Cons:

  • longer to earn points in comparison to other apps
  • some tasks are time consuming
  • not a ton of good offers
  • won’t make much
  • buggy offers that may not credit
  • mainly third-party offerwalls

Final Thoughts

4/10In the end, MoneyTree Rewards doesn’t pay as much as other gaming apps.  While they offer legitimate opportunities, almost all of what you see comes from a third party, which isn’t unique.

Sure, while you can make money playing games, you will never make a ton, even with the best.  I’m talking a few dollars a week if that.  The same can be said about this one.

If you want to play games and get paid, I always recommend Mistplay, as I find it one of the better options.  Again, you won’t get rich, but it’s one of the best options in terms of uniqueness.

That’s going to do it for now.

If you want to comment on your experience, feel free to comment below.

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Tom Nathaniel

Hi! My name is Tom Nathaniel, and I created LushDollar to help share my honest thoughts on everything money. You won't find gimmicks here. It's the Internet's most honest money site after all. I graduated from Arizona State University, and I have worked in the finance industry since 2006, consulting with multiple Fortune 5000 companies.

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